Mississippi Action for Community Education, Inc. is a non-profit, minority rural development organization created by community leaders in 1967 to stimulate physical, social, and economic development in the rural Mississippi Delta. Very early in its history, MACE learned that beyond the problems of race and poverty, there exists in southern, rural communities the broader, structural problem of underdevelopment; that for genuine community development to occur, the prerequisite human and organizational capacities must first be developed, the basic community social and political structures must first be created.

Financial Literacy


This program of education offered to individuals in a group session will educate them on the importance of financial fitness, equipping those individuals with knowledge to create a sound financial plan, make wise consumer decisions, set and achieve financial goals and recognize and avoid common consumer pitfalls. This program will teach individuals how to save and invest successfully, choose and use affordable bank services and products effectively, use credit effectively and efficiently maintain appropriate and adequate insurance coverage. All of which will help individuals to develop an effective financial plan. Individual sessions will be provided to develop personal action plans to overcome any financial challenges.

The Financial Literacy Training program consists of the following:

Basic Financial Planning and Money Management
Teach consumers the steps in financial planning, and to develop knowledgeable consumers who can make wise financial decisions based on their income and expenses.

Saving and Investing

Teach those consumers how to set up a savings plan and open a savings account, as well as the benefits of investing.

Banks and Other Financial Institutions

Teach consumers how to shop for a bank and financial products.


Teach consumers about the wise use of credit

Taxes and Insurance

Inform consumers about how taxes affect financial plans and how insurance protects them against potential losses.

Individual Counseling Session

The personalized action plan to overcome financial challenges will assist individuals by helping those individuals determine and understand:

  • How to set up a financial plan, how to determine, implement and evaluate spending needs.
  • How to identify and verify household income and assets.
  • How to potentially save and or reduce debt, review a credit report and develop a manageable tracking system.